Free Booklet
FHA Loan Booklet
3.5% down, credit flexibility, and how mortgage insurance works.
HomeWise is a free, plain-English educational resource. The sample below is a single page from this booklet so you can see exactly what the writing is like — no surprises. If it's useful and you'd like the full version, the form on the right walks through the simple trade.
What's inside
- Minimum credit score and down-payment rules in plain English
- How FHA mortgage insurance (UFMIP + monthly MIP) is calculated
- When FHA makes sense — and when conventional would cost you less
- FHA loan limits and how they vary by county
- Property condition rules that can sink a deal
Prefer to read online? See the full guide
HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.
Want the complete FHA Loan Booklet?
Same plain-English style as the sample — full length, yours to keep, no sales pressure.
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More Free Booklets
Each topic has its own 1-page sample and full booklet.
- VA Loan Booklet Zero-down benefits, the funding fee, and eligibility — explained.
- FHA Loan Booklet 3.5% down, credit flexibility, and how mortgage insurance works.
- Conventional Loan Booklet Low-down options, PMI, and how to get the best pricing.
- Refinancing Booklet Rate-and-term vs. cash-out, and finding your break-even point.
- First-Time Buyer Booklet A step-by-step roadmap from budgeting to closing day.
- Jumbo Loan Booklet High-balance loans: requirements, rates, and when they make sense.
- DSCR Investor Loan Booklet Qualify on rental income, not personal W-2s — built for investors.
- Reverse Mortgage Booklet How HECMs work, eligibility, and what homeowners 62+ should know.
- HELOC & Home Equity Booklet Compare HELOCs and home equity loans: structure, rates, and use cases.
100% free · instant PDF download · no obligation.