Free Booklet

First-Time Buyer Booklet

A step-by-step roadmap from budgeting to closing day.

HomeWise is a free, plain-English educational resource. The sample below is a single page from this booklet so you can see exactly what the writing is like — no surprises. If it's useful and you'd like the full version, the form on the right walks through the simple trade.

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What's inside

  • What you can actually afford vs. what you'll be approved for
  • Down-payment assistance programs and how they really work
  • The full process: pre-approval, offer, inspection, appraisal, closing
  • Closing costs broken down — what's negotiable, what isn't
  • Mistakes that delay or kill first-time-buyer deals

Prefer to read online? See the full guide

HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.

Want the complete First-Time Buyer Booklet?

Same plain-English style as the sample — full length, yours to keep, no sales pressure.

Four quick questions. About 30 seconds.